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DealCalc calculator guide

BRRRR Calculator

A BRRRR only works when the refinance returns capital and the stabilized rental still holds up. DealCalc keeps both sides visible.

Primary outputCash Left In Deal
Primary outputMonthly Cash Flow

Calculator

Separate the pre-refi cash stack from the stabilized hold.

DealCalc models basis, bridge debt, refinance proceeds, cash recovery, and post-refi rental performance in one workflow.

Example inputs

  • Purchase Price$165,000
  • Rehab Cost$60,000
  • Stabilized Value$340,000
  • Refinance LTV %75%
  • Avg Monthly Rent / Unit$2,750
  • Vacancy Rate5%

In-app workflow

  • Pick the calculator in Analyze.
  • Enter assumptions and review Deal Score.
  • Save the deal when the numbers deserve a second look.
  • Upgrade for AI Insights, Project Tracker, portfolio, and investor-ready reports.

Results

Read the result like an investor, not a spreadsheet.

Cash In Before Refi$48,200
Max Refi Loan$255,000
Cash Back at Refi$255,000
Capital Returned100%+
Cash Left In Deal$0
Monthly Cash Flow$485/mo
DSCR1.22
Deal Score7.7 / 10

Metric explanations

DealCalc metric names used on this page

  • Cash In Before RefiCash actually tied up before the refinance closes, including closing costs and bridge interest carry.
  • Max Refi LoanThe refinance loan supported by stabilized value and selected LTV.
  • Cash Back at RefiCash returned when the refinance pays off the original capital stack.
  • Capital ReturnedPercent of original cash recovered at refinance.
  • Cash Left In DealCapital still trapped after the refinance. Low is powerful only if cash flow survives.
  • Monthly Cash FlowPost-refi monthly cash flow after stabilized NOI and debt service.
  • DSCRPost-refi debt coverage. Pulling too much cash out can damage this number.

AI Insights

Use the guide to learn. Use the app to decide faster.

Refi quality

DealCalc AI Insights checks whether the refinance returned capital without breaking DSCR.

Stabilized hold check

The app does not let a strong cash-out hide weak Monthly Cash Flow.

Repeat-ready workflow

Save BRRRR scenarios in the app so you can compare refi outcomes and track the project after closing.

Step-by-step guide

How to use this calculator workflow

  1. 01

    Enter purchase, rehab, closing, and bridge debt assumptions.

  2. 02

    Add Stabilized Value, Refinance LTV %, and refinance loan terms.

  3. 03

    Review Cash In Before Refi and Cash Back at Refi.

  4. 04

    Check Cash Left In Deal, Monthly Cash Flow, and DSCR after the refi.

  5. 05

    Save the deal and use Project Tracker if the rehab moves forward.

Common mistakes

Where investors usually distort the answer

  • Calling a BRRRR successful just because cash came back.
  • Ignoring DSCR after the refinance.
  • Underestimating bridge interest carry and closing friction.
  • Using a stabilized value that the appraisal is unlikely to support.

FAQs

What should a BRRRR calculator show?

It should show basis, refinance proceeds, Cash Back at Refi, Capital Returned, Cash Left In Deal, Monthly Cash Flow, DSCR, and whether the stabilized hold survives.

Is Cash Left In Deal always bad?

Not always. Some cash left in can be fine if Monthly Cash Flow and DSCR are strong enough. The risk is recycling cash while creating a weak rental.

Why use DealCalc instead of a spreadsheet?

DealCalc connects the BRRRR analysis to saved deals, Project Tracker, AI Insights, reports, and portfolio tracking.

Run it in DealCalc

Run the BRRRR and track the rehab in DealCalc.

This page is built to teach the workflow and drive search traffic. The full DealCalc experience adds saved deals, AI Insights, Project Tracker, portfolio dashboards, and investor-ready reports.